Hey guys, I just thought I'd drop a line about about my current project: https://online-classes.co.uk/the-50-50-promise/ Before you think I'm using Reddit to share my project without any thought — please hear me out. I've been working in the affiliate industry for a few years now and it amazes me at how much money is made. Millions upon millions of pounds/dollars/euros/whatever in profit are generated monthly just by creating simple websites. This is mainly through the gambling industry, but there are other examples (booking.com, trivago.com etc.) outside of betting. My background is in betting, but recently I've been working on a side-project which aims to both help better educate ourselves, but also generate money for charity. This is my first project, and I wanted to get some feedback:
Does the idea of purchasing something through a website, but also generating money for charity interest you?
How would you like the charities to be chosen?
Would you be willing to help promote the website through linking to pages on your blogs?
Yes, the third way is a way for me to generate back-links (I'm also quite a transparent person), but it's also a simple way you can support the growth of this project. The idea will be to continue building a portfolio of non-gambling, non-financial (credit cards, forex, binary options etc.) affiliate websites which, one day, will help change the world. The profits these websites can generate is incredible — I'm sure we can do something amazing. And to answer the question 'why only 50% in net profits?', well as libertarians you can appreciate that profit is a natural part of our society; this way we can deliver for future shareholders, while also delivering for society. I think it's the best blend we can ask for in the 21st century. I might be the owner of these websites, but my interests are in bettering society, not lining my own pockets. I can't prove that now, but one day I hope to prove any doubters wrong. To show I'm not just a random guy, here's my LinkedIn: https://www.linkedin.com/in/althughes/ If you have feedback you'd rather leave via email, contact me on [[email protected]](mailto:[email protected]). Thanks all, Ashley
印网友评论：印度归国学子：印度可以从中国学到的经验 ZT by 学姐的头 on 2014-04-08
-------------译者：观棋柯烂-审核者：chen_lt------------ kshay Kumar, 25, knew his journey would be tough. But he thought he was prepared. Kshay Kumar, 25岁，他知道自己的旅途会很艰难，但他认为他已经做好了准备。 In 2012, after an engineering degree and a oneyear stint with a multinational, Kumar felt he needed a makeover. "I didn't want to be stuck with civil engineering all my life. I also wanted to see the world and explore new options," he recalls. Doing an MBA from a premier institute was on his mind. 2012年，在取得工程学位并为跨国公司服务了一年后，Kumar觉得他需要一个转变。“我不想被土木工程套牢一生。我也想看看这个世界，探索一下新的机会，”他回忆道。在一个高等学院读MBA的想法浮现在他的脑海里。 He did think of the Indian Institutes of Management (IIMs) and the Xavier School of Management, but the desire for global exposure pushed him to explore options overseas. Kumar settled for a oneyear post-graduate course at the Imperial University in the UK, which he financed via an education loan. "Visa rules and the bleak job market there did weigh on my mind. But I had a feeling I could manage it," he says. He had confidence in Imperial's good global ranking, its alumni network and his own hard work. 他也考虑过印度管理学院（IIM）和泽维尔管理学院，但是对于全球视野的渴望促使他探索海外的机会。Kumar接受了位于英国的帝国大学的一年期研究生课程，其资金来源为助学贷款。“英国的签证规则和惨淡的就业市场确实在我脑海中权衡过，但我有一种感觉，我一定能够应付得过来，”他说。因为帝国大学在全球的优秀排名、其校友关系网以及他自己的努力，他充满信心。 Kumar began his hunt for a job virtually from the day he landed in the UK. He studied hard to get good grades but worked even harder to find a good job. By tapping into networks of his alumni, friends and family, Kumar reckons he would have reached out to over 200 firms during that year. "It didn't work. My good grades made me eligible for plenty of jobs, but my non-European Indian passport was the problem," he shrugs. Kumar一来英国就开始寻找工作。他努力学习以取得好成绩，但更努力去寻找一份好工作。通过发掘他的校友、朋友和家庭的关系，Kumar估计在那年他接触了超过200家企业。“这没有用。我的好成绩让我满足了许多岗位的条件，但我非欧洲的印度护照是个问题，”他耸了耸肩。 Kumar moved back to India late last year and has just landed a job with a private equity firm. "All my plans have been delayed by five years," he says. Close to half his salary today goes in paying monthly instalments on his education loan. Kumar去年底回到了印度，在一家私人股权公司工作。“我的所有计划都被推迟了五年，”他说。他每月要用现在将近一半的薪水来偿还助学贷款。 -------------译者：图特腾-审核者：chen_lt------------ The World isn't Flat 世界不是平的 The West has a problem. Its economy is in a funk, not enough jobs are being created, cautious companies aren't hiring too many, and worried governments — from the US to the UK — are raising visa barriers for foreigners to work in their countries. 西方已经出现问题。它的经济陷入一片混乱，不能创造足够多的职位，谨慎的公司不会聘用过多的职员，焦虑不安的各国政府——从美国到英国——正在增加签证壁垒以阻止外国人在他们的国家工作。 Young Indians, who went overseas for education, are facing a tough time finding a job. Many like Kumar have returned home. And some are now casting the net wider — looking for jobs from the US to Hong Kong and Singapore — or settling for sub-optimal options. Rupa Chanda, professor, IIM-Bangalore, who has worked on reports on international student mobility, says visa and immigration is the biggest factor affecting Indian students' decisions. 海外求学的年轻印度人正在面临找工作的艰难时期。像Kumar一样，许多人已经回家。他们中一些人正在通过更大范围的求职网——从英国到香港、新加坡来寻找工作；或者妥协于较次的选择。印度管理学院（IIM）班加罗尔分校的Rupa Chanda教授曾在研究国际学生流动性的报告中指出，签证和移民政策是影响印度学生做出决定的最大因素。 The US, the UK and Australia — the three most popular destinations for Indians seeking global education — have seen the number of Indian students come down over the past few years (see Out of Favour?). Remember, many Indian students take hefty education loans to finance their studies abroad. While many would find decent jobs back in India that would not help much as these students need dollar salaries to comfortably service their loan. This is taking its toll. "Overseas education is costly. Many Indian students are doing a cost-benefit analysis to figure how to recoup their investments overseas and putting off their plans ," explains New York-based Rahul Choudaha, chief knowledge officer, World Education Services (WES), a non-profit organization that provides credential evaluations for international students planning to study or work in the US and Canada. 美国、英国、澳大利亚，印度人寻求全球教育的最火的三大目的地，已经发现印度学生数量在过去几年持续下降（或者三大目的地已经不受青睐？）。记住，许多印度学生都背负着高额的教育贷款来资助他们的海外求学。虽然回到印度他们都能找到体面的工作，但是这些都没有太大的帮助，因为学生们需要一份用美元支付的薪水来帮助他们更轻松的偿还贷款。这就是造成的影响。“海外教育非常昂贵，许多印度学生都正在进行成本效益分析，以找出如何收回其海外投资，推迟他们（去海外就读）的计划，” 坐落于纽约的世界教育服务中心的知识总监Rahul Choudaha解释道。 这一非营利性组织为准备在美国和加拿大学习或工作的国际学生提供认证评估。 But to be fully able to understand how this trend will play out, one must understand the backdrop. A big generational shift is taking place among the students looking for overseas education. Many of them now are India's liberalization children, who have grown up post-1991 and lived in an increasingly global world with fewer barriers. 但是要完全理解这种趋势是如何产生的，就必须要了解其背景。一个大的世代转变正发生在寻求海外教育的学生中间。如今的他们许多都是印度自由的一代，成长在1991年后，生活在障碍更少的全球化的今天。 So in many ways this is their first brush with a world with barriers. Many are also children of globetrotting well-paid senior corporate executives who think differently about education, exposure and investing in a world-class education. "These parents understand the long-term rewards of a world-class education. I see many of my friends taking their children to these top campuses after they pass out from school to give them a first-hand feel," says Hema Ravichandar, strategic HR expert and a former HR head of Infosys. 所以从许多方面来说，这是他们第一次面对来自世界的阻碍。他们中也有许多是环游世界的、对教育、经历以及投资世界级教育有着不同看法的高薪企业的高管们的小孩。 “这些父母明白世界一流教育的长期回报。我看到我的许多朋友带着他们的小孩去顶尖的校园，让小孩们领略这些高等学府给他们的切身感受，”战略人力资源管理专家、Infosys 公司前人力资源主管 Hema Ravichandar说道。 -------------译者：dragonilove-审核者：chen_lt----------- Woes on Foreign Shores 身处海外的痛苦 Both of Ravichandar's children have studied overseas. Her daughter, Aditi, is doing her MBA from Wharton in the US and her son Nikhil, 22, completed his Bachelor's in economics from Warwick in the UK. Nikhil chose the UK over India because of the flexibility available in picking courses — he wanted to do economics with law which was impossible in India with its rigid course structures. "Education in India is not very research-driven and multicultural," he adds. Ravichandar'的两个孩子都已经在国外留学。她的女儿，Aditi正在美国的沃顿商学院读MBA而她22岁的儿子Nikhil已经在英国的华威大学完成了经济本科学习。Nikhil之所以选择英国而非印度是因为英国大学在课程选择上有更大的灵活性——他既想要修经济学又想要修法律，而这在具有严格课程结构的印度大学是不可能的。他还说，“在印度的教育并不是由研究来驱使的，也不够文化多元性”。 But during his stay there, the UK revoked the two-year work permit for foreign graduates. Thus he needed a firm job offer to stay on after graduation. This was difficult since he was particular about the kind of work. "I wanted a job in economic consulting," he says. Unable to get that he preferred to do a postgraduate programme instead. While he did not take any loan, for many of his classmates, who had taken a hefty education loan, things were difficult. 但是就当他在英国学习时，英国取消了留学生毕业后的两年工作签证，因此Nikhil需要一份工作从而能够在毕业后留在英国。由于他对工作的特殊要求这显得有些困难“我想要一份有关经济咨询的工作”Nikhil说。若不能获得这样的工作，Nikhil宁愿继续读研究生。由于Nikhil没有像他的同学那样申请沉重的助学贷款，事情开始变得困难了。 Now, Nikhil is back in India getting some interesting exposure at a few start-ups in Bangalore, India's Silicon Valley. He is contemplating a startup of his own. "This is the best time to take the risk and explore it," he says. 现在 Nikhil 已经回到了印度并且在印度的硅谷，班加罗尔与一些新兴企业进行了接触。他正在考虑自己创办一个公司。“这是最好的冒险和探索的时候”他说。 Across the Atlantic, Sujoyini Mandal, in her 20s, offers another peek into the odds that Indian students face overseas. After her graduation from Jadavpur University, Mandal went to Singapore for her postgrad and worked with a think-tank there. Life was good but since she had always yearned for a degree from a world-class university, she applied for a Master's at Harvard's Kennedy School. 穿越过大西洋，20岁的Sujoyini Mandal展现了印度学生在海外遭遇的另一面。在她从贾达普大学毕业之后，Mandal去新加坡念了研究生并且在一个智囊团工作。生活过得很惬意，但是由于她希望获得世界一流大学的学位，她申请了哈佛肯尼迪政治学院。 For two years, she deferred her admission as she did not get any financial aid. She saved some money and, with a bit of aid, finally took the plunge in 2011. Foreign students in her college face an education loan cap of $30,000 ($15,000 a year), she says, making things even more difficult Mandal started looking for a job when she graduated in May 2013. But mandates that fitted her needs and aspirations were not easy to come by. She did land a contract with the World Bank but that was short term, uncertain and had no medical cover. Last month Mandal finally landed a job with an investment bank. 两年来，由于Mandal没有获得任何经济援助，她一直在延迟入学时间。在存了一些钱并且一些援助之后她最终在2011年入学了。Mandal说，她所在学院的留学生面临30000美元（15000美元每年）的贷款限额，这使得情况变得更加困难。Mandal在2013年5月毕业后开始寻找工作。但是适合她的需求和期望的职位并不那么容易获得。她确实已经和世界银行签订了合约，但是那是短期的，有不确定性，也没有医疗保险。最终在上个月Mandal在一家投资银行找到了一份工作。 Despite such struggles, there are many reasons why the pursuit of overseas education among young Indians is unlikely to die down any time soon. 尽管面临这么多挣扎，但仍然有很多其他原因让印度学生想去海外留学，短期内这种趋势是不会消失的。 -------------译者：长太息兮-审核者：chen_lt------------ The Demographic Bulge 人口膨胀 Every year, around 800,000 Indian students reportedly go overseas for their education. This costs the country close to $15 billion of forex annually, estimates industry lobby Assocham. If students are going overseas for education, it's because India has a problem of both capacity and quality. The country has one of the world's largest education infrastructures: 600 universities and 34,000 colleges with 17 million students enrolled and 5 million students graduating every year. But India is also witnessing a demographic bulge — it has perhaps the world's largest young population. Experts estimate that some 100-million-odd students will seek higher education over the next decade. 据报道,每年大约有800000名印度学生出国留学,，据印度工商业联合会估计这将耗费每年近150亿美元的外汇。学生们出国留学是因为印度不管是在教育容量还是教育质量上都有问题。印度的教育基础设施是世界上最大的教育设施之一，600所大学和34,000学院每年接受1700多万新生并输出500多万毕业生，但是我们也正见证着印度人口的爆炸性增长，印度或许有着世界上最庞大的年轻人群，专家估计在未来十年里，将有一亿多的学生寻求更高的教育。The capacity problem is compounded by the quality issue. About 70% of the capacity in India is of poor standards. At the other end of the spectrum, competitive intensity at the premier colleges is so stiff that it is often easier for bright students to get admission in Ivy League colleges in the US and the UK than in the IITs, IIMs and even top colleges in Delhi University. 教育能力和教育质量上的问题是相互关联的。大约70%的印度教育处较低的水准，而另一方面，印度一流学院的竞争激烈且死板，以至于对聪明的学生来说，进入美国或英国的常春藤大学要比进入印度理工学院、印度管理学院、甚至德里大学里好的学院都容易得多。 All this coincides with the rise of India's aspirational upper middle class. Over the past two decades, many first-generation Indians have risen up the corporate hierarchy and are financially well-off. These welltravelled, financially stable corporate executives desire the best for their children. "They are looking for the best educational experience. They know it is a life-long asset. Indian premier colleges do not have the capacity and are very rigid," says TV Mohandas Pai, chairman, Manipal Global Education. Pai's son studied at Stanford University in the US and now works for a start-up in Silicon Valley. 这些现象与印度上层中产阶级不断上涨的雄心壮志密切相关。在过去的二十几年里，许多第一代移民创立了自己的事业，相当富裕。这些经济稳定，见多识广的公司高管希望把最好的东西给予他们的子女。Manipal全球教育主席 Mohandas Pai说他们在为孩子寻找一流的教育，这是孩子一生的财富，印度的一流大学不能给予这些而且这些大学要求过于死板。他的孩子曾在美国斯坦福大学学习，现在在硅谷工作。 This aligns well with the global trend of rising international mobility of students. According to Institute of International Education (IIE), since 2000, the number of students leaving home in pursuit of higher education has increased by 65%, totalling about 4.3 million students globally. What is more interesting is that the share of students from the developing countries in this pie is rising — it moved up from 54.8% to 69% between 1999 and 2009. 这个现象与世界范围内学生国际间流动增强的趋势是一致的。IIE的研究表明，自2000年以来，学生为了获得更高的教育出国的数量增加了65%。全球总计约430万。更有趣的现象是发展中国家的学生所占的份额正在增加---1999年到2009年间从54.8%增加到69%. -------------译者：*河蟹*员-审核者：chen_lt------------ India vs China 印度对比中国 Not surprisingly, the world's two most populous and powerful emerging countries — China and India — send the largest number of students overseas. But China has rapidly shifted gears to overtake India. 让人毫不惊讶的是，作为世界上人口最多、经济发展最快速的这两个国家向海外派遣了最多数量的留学生。但这方面中国很快就超越了印度。 Consider what's taking place in the US. In 2000-01, India topped the list of international students by country, with 66,836 against China's 63,211. But by 2009-10 China had overtaken India. In 2012-13, China sent 236,000 students; India was nudging the 97,000 mark. While the number of Chinese students has been growing in double digits of late, that of Indian students has been sliding. To understand why that is happening, it is important to analyze the profile of students going overseas from both the countries. 2000-2001年，美国的外国留学生中印度学生是最多的，66836人，而中国学生为63211人。但是在2009-2010年时，中国超越了印度。2012-2013年，中国向美国派遣的留学生 已经达到236000人；而印度才逼近97000人。近来，中国留学生人数呈两位数增长，而印度方面则一直在下降。要想了解这其中的缘由，就有必要分析一下两个国家的留学生的一些基本情况。 Chinese students going to the US are evenly split between undergraduate (40%) and postgraduate programmes (44%). But Indian students are heavily skewed towards postgraduate programmes (55%) with just 13% at the undergraduate level. Indian students are also unique as over 60% are in the STEM (science, technology, engineering, maths) category. Bear in mind that historically, postgraduate and STEM programmes offer more financial support than undergraduate and non-STEM programmes. 中国留学生去主要去美国接受本科教育项目（40%）和研究生教育项目（44%），比较均衡。而印度学生去美国主要接受研究生教育（55%），本科教育只占13%。60%的印度留学生学的是理工科。从历史上来说，研究生以及理工科教育项目比起本科教育项目和非理工科教育项目在资金上会给留学生提供更多的帮助。 "The decline in Indian students is directly related to the 'Strivers' , who have been putting their plans on hold due to increasing cost of studying abroad which in turn was triggered by economic uncertainty and currency devaluation," says Choudaha. “印度留学生的下降与”奋勉族“群体相关（根据全球教育服务处的研究，指的是资源少的发奋者），这个群体由于海外留学费用的增加导致他们搁置了自己的留学计划，而经济不稳定以及货币贬值引发了海外留学成本的提高，”Choudaha说。 A majority of Indian students arrives at the Master's level and funds education by taking loans as financial aid from colleges has dried up. So, while the majority of Indian students go for education loans, Chinese students are supported by their families. According to a research by WES, 47% of Indian respondents report loans as one of the primary sources of funding as compared with only 3% of Chinese. 大部分的印度海外留学生取得了硕士文凭，但由于学校助学金的萎缩，他们不得不通过贷款来完成学业。所以大部分印度学生是通过贷款来完成学业的，而中国留学生则靠父母支持。根据全球教育服务处的一项研究，47%的印度回馈者说贷款是他们完成学业的主要手段之一，而这么说的中国学生只占3%。 Chinese students, in contrast, are "explorers" (experience seekers), says Choudaha. Often the only-child of financially well-off parents, they have the financial wherewithal to study abroad and are under less pressure to find a job there. But change may be afoot. Some Indian students could make the transition from 'strivers' to 'explorers' and Choudaha expects more and more Indian students — most of them children of well-off senior executives — to go overseas at the undergraduate level. Not so dependent on financial aid, he also sees many more Indians exploring new interdisciplinary fields, beyond STEM. Even in the STEM category, experts feel that Indian students will be the biggest beneficiary as the Obama government eases rules for this critical segment in future. 对比来说，中国学生是“探险族”（追求体验一族），Choudaha如是说。通常是富裕家庭的独生子女，所以留学的钱不用愁，也没有太大的压力去找工作。但情况可能会有所改变，一些印度学生有可能从“奋勉族”向“探险族”转变，Choudaha预测说将有越来越多大多来自印度富裕家庭的学生到海外接受本科教育。他们不会太依靠助学金。他还说越来越多印度学生除了理工科外还涉及了新的跨学科教育领域。即使是在理工科类别中，专家们认为随着奥巴马在未来放宽这个类别的规定，印度学生将成为最大的受益者。 -------------译者：thekstyy-审核者：chen_lt------------ Lessons from China 中国榜样 Two decades back, China faced problems similar to those India faces today — its higher education had both capacity and quality issues. Since then China has worked hard to upgrade its educational institutions. It has two programmes — Project 211 and Project 985. The former aims to make 100 Chinese universities world class in the 21st century; this will help China churn out world-class trained professionals to push economic growth. These universities are expected to set national standards for education quality that can be replicated by others. 二十年前，中国面对的问题如同今日印度面对的问题——高等教育在质和量上的不足。从那时起中国努力升级发展他们的教育机构，其中包涵了211工程和985工程。前者旨在创造21世纪的世界级名牌大学，这会快速培养出大批的专业人才，有效推动其经济发展。这些大学被期望于发展可供借鉴的全国性教育质量标准。 Project 985 started more than a decade back and is an attempt to build China's own Ivy League colleges in the 21st century. In the first phase the project included nine universities. The second phase, launched in 2004, includes 40-odd universities. The projects have been backed by significant investments. According to a New York Times report, China is investing $250 billion a year in human capital. 985工程开始于十多年前，意在创造21世纪中国自己的常春藤校盟。工程第一阶段包括了九所大学。第二阶段在2004年启动，新增四十所大学。这项工程受到了大量投资支持。据纽约时报报道，中国为人力资源发展一年就投资了2500亿美元。 The dragon country's efforts are now bearing fruit. Many Chinese universities are climbing up the global ranks. Two Chinese universities have made it to the top global 50 in the Times Higher Education report. India has none. In the top 500, 16 Chinese universities make the cut against seven from India. Mobile international students are taking note. A decade back, China was hardly on anybody's radar. 龙之国度的努力现在已经开花结果，很多中国大学都跻身入全球排行榜。泰晤士报高等教育刊报说两所中国大学成功挤入全球最佳大学前五十名。印度一个名额都没。在全球前五百名大学中中国有16所，完胜印度的七所。国际学生们都注意到了中国的巨大变化，而十年前，中国大学几乎不被关注。 Today, it is the third largest education hub in the world after the US and the UK with 3.28 lakh international students, according to IIE. By 2020, it hopes to host 500,000 international students. Even Singapore is targeting 1.5 lakh foreign students by 2015. In contrast, India was home to just 27,000 international students in 2012. China is aware that to push innovation and realize its economic ambitions, it must be able to attract top talent — in its colleges and workforce. 据国际教育学会数据，现在中国拥有32万八千的外国学生，是仅次于美国和英国的世界第三大教育中心。到2020年，这一数字可能变为50万。即使小国新加坡也有在2015年达到15万外国留学生的目标，而印度在2012年却只有2万七千外国留学生。中国已经意识到，若要推动创新和实现他的经济腾飞，就必须吸引来高端人才——在大学和职场上。 Also, in virtually every key statistic, the world today is seeing a shift from the West to the East. From economic GDP to consumption power, MNCs across the board are looking at Asia and the world's two most populous nations. This shift is happening demographically too. But in the education space, the West still dominates. 从每一个关键数据都能看出，实际上世界中心正从西方转移到东方。亚洲国家，特别是世界两大人口大国国民生产总值和消费能力的提升吸引了所有跨国公司的目光。这种转变和人口有关，但是在教育方面依然是西方占主导地位。 Of the world's top 100 universities, 46 are in the US. Seven of top 10 universities are in the US. Asia has just 11 in the top 100. "It is difficult to replicate what US has done with its universities to 2emerge as an innovation hub," says Pai. So, ambitious and aspirational Indians will continue to look overseas for education. But if India has to realize its potential, it must invest heavily in building world-class institutions in the country — the China way. 世界前100名大学有46所位于美国，前十名有七所是美国的。亚洲在全球大学前一百名中只有11所。“美国通过大学而转变为创新中心的成功是很难被复制的，”派说。因此，有理想有抱负的印度人会继续寻求海外教育机会。如果印度想发掘自身潜力，他必须学中国那样，大力投资于建设世界一流的国内大学。
); background-color: rgb(243, 241, 242); color: rgb(255, 255, 255); background-repeat: no-repeat no-repeat; ">评论翻译: -------------译者：长太息兮-审核者：chen_lt------------ Skhey Mobile (Gurgaon) 22 Hours ago Foreign degree is no more a guarantee card for success. 外国文凭已经不再是成功的保证了 Neil M (pune-mumbai) 22 Hours ago Finding a good university and a good course is important. I know many guys select short courses which are not recognized world wide and specially in India find it difficult to get a job. Also, dream america is not true for everyone. All the best to seekers. 找一个好的大学和好的专业是十分重要的，据我了解一些人选择了一些短期的课程，这些课程并不在世界范围内被承认尤其在印度会发现很难找到一份工作。并不是每个人的美国梦都能实现。祝追梦者好运 Rajesh Thambala (Hyderabad, India) 23 Hours ago Very informative article. 十分有意义的文章 Partha (Bangalore) 1 Day ago Nice Article. Much Appreciated 很好的文章，表示赞赏 SAMAD (India) 1 Day ago right choice.... 正确的选择 Tempcool Mukhopadhyay (India) 1 Day ago An excellent article. Appropriate and very well timed. Issue lies with inadequate job creation in India compared to passing out rate and all sorts of reservation quota for the "privileged" groups. Also unscrupulous marketing by planting misleading information by the education institutes of developed countries and their Indian agents. 一篇很棒的文章。写的正是时候。问题在于在印度创造的就业不足，而毕业生却不断增加，而且“特权”团体得到各种各样的预订配额。另一方面，发达国家的教育机构和其印度代理通过误导性的信息来是肆无忌惮的推销自己的教育产品。 Guramandeep Singh (Mexico) 1 Day ago 67 years after Independence, we are still stuck to providing reservation quotas in institutes of higher education. The recent Supreme Court order puts 27% reservation for OBCs which along with that of SCs and STs brings the total reservation to 49.5%. Here is the breakup of IIM-A seats: General 182 Non creamy OBC 104 ---- Schedule caste 58 ---- Schedule tribe 29 ---- Differently-abled 12 ---- Total 385 --- I have read various comments touching upon patriotism towards India to youngsters being crazy and the need to enlighten them. Reservation for a certain group is discrimination against the other groups. So ask yourself, is our system really fair? Should we not be looking at this objectively and trying to solve the root cause of the problem instead of commenting upon the phenomenon which is a result of a messed up education system at the behest of corrupt politicians? 已经独立67年了，我们的高等教育学院仍在坚持预定配额制度。最近，最高法院颁发命令27%的份额给“其他落后阶级”（OBC），同时给予“设籍种姓”（SC）和“设籍部落”（ST）一定的配额，所以总共就达到了49.5%的配额。对某一群体的配额预留其实是对其他群体的歧视。因此，扪心自问，我们的教育系统真的公平吗？相比于仅仅讨论因为腐败政客的命令导致的混乱教育系统的各种表象，难道我们不应该客观的看待并从根本上解决这些问题吗？ （译著：印度的预留机制指的是将政府机构中一定数量的空缺席位留给那些落后和代表人数不足的团体（主要通过种姓和部落来定义）的成员。相当于以配额为基础的平权运动。“其他落后阶级”、“设籍种姓”以及“设籍部落”是这项机制的主要受益者。 -------------译者：长太息兮-审核者：chen_lt------------ ILA (Chennai) replies to Guramandeep Singh 1 Day ago Dear Learned Singh. This article has nothing to do with reservation. Reservation is about affirmative action (in US parlance). Trying to give some sort of equal opportunity to people (98%) who were subjugated, denied education, and exploited by so called Forward Castes in India who constitute only 2% of the total population for millenium. This reservation is in vogue for only 60 years how can this equation be achieved in such a short span of time. Now the Forward Castes are slowly waking up and cramming for their share in the available piece of cake. If heat is felt for this itself then what should the subjugated feel for having been so for a millenium in the name of MANU SMRITIs laws? People who believe so are as you had rightly (?) pointed out are HYPROCRITS and prisoners of their own conscience. 亲爱的Learned Singh，这篇文章没有提到预留制度，预留制度是一种平权运动（用美国的说法）。它可以给被占2%总人口的高等种姓剥削了上千年，没有机会接受教育，占人口98%的低种姓人一定程度的公平机会，预留制度刚才实施了60年，在这么短的时间内绝对公平是很难实现的。现在高种姓的人正慢慢觉醒，开始狼吞虎咽的享用他们的份额。如果有些人对这种制度反应都如此激烈，那么在《摩奴法典》教义下过了上千年的被征服者又应该做何感想？反对这种平权运动的人都是伪君子和不道德的人。 RM (MN) replies to ILA 9 Hours ago Excuses, excuses. Sixty years after Independence you're still making excuses for a quota system that has made Indian education into a pile of rubbish. 呵呵，独立已经60年了，你还在为把印度的教育弄得一团糟的预留制度找借口 Athena (London) 1 Day ago It is Imperial College and not Imperial University. Perhaps ET must invest in better human capital! 那是帝国理工学院而不是帝国大学，或许《经济时报》应该加大人力资源投入了。 (Hyderabad) 1 Day ago Same thing happened with me as well like akshay kumar. I thought i am reading my story. 我和阿克夏·库马的经历很相似，我还以为在读我自己的故事呢 Nihar (Mumbai) 1 Day ago It completely depends on which institution a person is studying in abroad. It is not so that somebody got a degree in a well recognized institution in foreign and unable to get a job in India. So I request "The Economic Times" to provide a proper interpretation to the reader. 这完全取决于个人在国外的哪个机构学习。一个人得到国外著名机构的学位，却不能在印度找到工作 ，这是不可能的。所以我要求经济时报对给读者一个合理的解释。 kshi S (Bhopal) 1 Day ago coming to US was the worst decision of my life 来美国是我一生最错误的决定 -------------译者：旧西圆-审核者：chen_lt------------ B Venky Venky (Bangalore) 1 Day ago Very informative article. To have world class universities in India, the government should get out of the way. The quota raj in higher education has to stop. More and more private funds has to be garnered towards higher education by giving tax sops. But all this remains in the realm of fiction at the moment. 非常有教育意义的文章。印度如果想要建设世界一流的大学，政府就不能介入。高等教育的配额制度必须终止。通过给予税收方面的优惠，吸引更多的私人基金投入到高等教育中来。不过到现在为止，这还还都是痴人说梦。 ketan m (mumbai) 1 Day ago study there, work here. sounds great! 出国留学，回国工作，看上去不错！ thomas (india) 1 Day ago Yes, every Indian should go overseas for education - build up net work..learn how other s think..their style-quality etc. come back and start self employed business ... it will flourish. take example from china who are into A to Z of business and industries ,they make impossible happen...of course duly and completely supported by their govt.. 我同意，每个印度人都应该去国外接受教育，这样可以建立人际关系，了解别人的思维模式，健康的生活习惯等，然后再回国创业，这样国家才能繁荣。就像中国一样，在各行各业里他们都创造了不可能的奇迹，当然，也离不开政府部门适时的大力支持。 Saswata mandal (kolkata) 1 Day ago still every good student wants to go abroad.. why is it like that?? 为什么所有的好学生仍然都想着出国？ Nanda Kumar (Chennai, Tamil Nadu) replies to Saswata mandal 1 Day ago ET pointed it out already..Global Exposure! and Farther mountains always seem smoother :) 金融时报已经指出来了。。。他们希望能在国际上露脸！因为外国的月亮比较圆 ：） Anupam (Bangalore) replies to Saswata mandal 1 Day ago Quick money 想赚快钱呗 Mumbaikar (Mumbai) 1 Day ago It's not entirely the kids fault - some ambitious parents push out the kids too - 'we don't think there is a future here', they say. Now, some are stuck abroad and need to return home, as countries are on an economic downturn and/or are looking more inward now, . Complicated situation - but opportunities are here too, if you want to grab them. Not everything here is as bad as you may think. 不完全是孩子们的错，一部分雄心勃勃的家长们把他们的孩子推到了火山口。家长们总会说：”我们在这看不到未来。”现在，由于外国经济的不景气以及现在他们更看重本土的学生，留学生在国外没出路，所以只能回国。情况很复杂，但是如果你想要，国内同样有机会。国内情况并非你想象的那么糟糕。 Bharath Selvan Sukumaran (Chennai) 1 Day ago Good news for India. Let their knowledge be used for Indians in India 对印度来说是个好消息。他们学成之后可以回来造福印度人民。 jgsemig (Delhi110007) 2 Days ago what about large numbers of foreign students studying in India? How could IIM-B professor be so insensitive? In a global world does this mean that Indian educational Institutions have already thrown in their towels? Does it also mean that Universities like SAARC and others have no futures? 也有很多外国学生在印度留学啊。 为什么印度管理学院班加罗尔分校(Indian Institutes of Management) 的教授们这么愚钝。从全球范围来看，是不是这就意味着印度的教育机构已经宣布投降了？类似南亚区域合作联盟（South Asian Association For Regional Cooperation）这类的学校就没有前途了吗？ -------------译者：长太息兮-审核者：chen_lt------------ Sriram B (Bharat) 2 Days ago Learn Globally and be back to improve India. Just as they say wait till the last ball is bowled in a cricket frenzy country; do not lose hope till you have tried your hands on what you want to transform the country into. 出国深造回来为祖国效力，在这个痴迷于板球运动的国家里，就像人们所说的不到最后一球都不能言败；在尝试做一些让我们的国家变得更好地事情之前，也不要放弃希望。 Ajay Kumar (NYC) 2 Days ago Only the people who have earned admissions into Indian Universities based on reservations, face problems studying abroad, as they are looking for concessions always. People who have earned admissions throughout based on their capability and knowledge, do not face any problem. Such students do not come back. 只有那些依靠配额进入印度大学的人在出国留学学习时会面临问题，因为他们一直在寻求被特殊对待。而依靠自己能力和知识进入大学的人不会面临这些问题。这些学生也不会回国的 Ayush Jha (NOIDA) 2 Days ago Study in the US(OUT OF INTEREST in the field and/or spectrum, NOT parental pressure/peer pressure) , Work to repay the loans & then do your own startup in India. All the best :) 在美国学习（自己兴趣使然，而不是受到父母或者同龄人的压力），工作付清借款，然后在印度开始自己的事业，祝好运 ：） Mukesh Mishra (Haridwar) 2 Days ago It didn't work. My good grades made me eligible for plenty of jobs, but my non-European Indian passport was the problem," he shrugs. 他耸耸肩说：“没用的，我的成绩足够好让我可以得到很多工作，但是我的非欧洲的印度护照才是问题的关键。” Ashwani Kaushal (New Delhi) 2 Days ago righly said, getting an addmission in DU colleages are like dreaming in day time.... it is always good to go abroad and get certification and return back... but once the indian student get a better envoironment and facility abroad why they come back to corrupt indian culture, only few with family business background will come to share the same plateform with their parental company ....shamful for Indian corruption 说得对，要想进入德里大学无异于白日做梦。出国留学获得学位然后回印度总归是好的，但是，既然印度学生在国外有更好的环境和设施，他们怎么会回到腐败的印度呢，只有很少一部分有家族企业背景的人回国继承父母的产业，对印度的腐败感到羞愧。 Parthipan K (Chennai) 2 Days ago I agree with the fact that Indian Universities are not flexible. But intelligent students can acquire knowledge of any subjects of their own. So they should not blame Indian Universities. More over, not all institutes in abroad are of high standards. Even in Ivy schools, the standards are coming down like our IITs. My opinion is that if one works hard in Indian top universities, they can acquire global standards. Also all the premier institutes in US are putting their course material in the web and hence, by going thru them one can acquire high knowledge. 我同意印度的大学不够灵活。但是聪明的学生可以靠自己得到任何学科的知识。所以他们不应该抱怨印度的大学。另外，并不是所有的外国机构都有很高的水准，甚至常春藤大学也正下降到印度理工学院的水准。我想说的是，如果一个人在印度一流大学里足够努力，那么他可以达到世界级的水准。另外美国一些著名大学把他们的课程放在网上，因此通过网上课程我们可以得到尖端的知识。
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SPO will be expected to pay gathering activity expenses, withdrawal charges and stage posting expenses. The SPO could be utilized as a transaction rebate with different benefits. IN CONCLUSION, Sparrow is the platform that can secure and control trading risks for cryptocurrency enthusiastic; Sparrow could be an appallingly encouraging task giving clients a simple and secure corporate greed stage. The users of Sparrow exchange platform will have a great opportunity to trade without fear because the platform is incorporated with tools that will make the users minimize and control risks. For more Information about Sparrow, please visit any of the links below: Official website: https://sparrowexchange.com Bitcointalk ANN: https://bitcointalk.org/index.php?topic=5146551.0 Official Twitter: https://twitter.com/SparrowExchange Official Medium: https://medium.com/sparrowexchange Telegram: https://t.me/SparrowExchange Facebook: https://www.facebook.com/SparrowExchange/ Reddit: https://www.reddit.com/SparrowExchange/
https://i.redd.it/tthwu0xnung31.jpg Future1Exchange is an online asset exchange platform designed for both professional traders and retail investors. The platform allows users to buy, sell, and store digital assets safely and securely. Future1Exchange is registered and licensed to provide cryptocurrency-to-fiat exchange and wallet services. The Estonian law covers the conduct of the operations on the platform. Future1Exchange goal is to become the world’s leading Crypto Exchange and platform for Token Offering, Digital Asset Portfolio, Custody, Cryptocurrency Education, and Forecasting. The vision of the platform is to create the most compelling Blockchain and Cryptocurrency Company of the 21st century. It also aims to accelerate the world’s transition to adoption of Blockchain and Crypto. Future1Coin is here to fill this gap by providing a comprehensive blockchain platform with world-class features offering real-time knowledge on all types of Cryptocurrencies, exchanges, wallets, ICO ratings. Future1Coin ensures an environment which is decentralized, safe, transparent, reliable and progressive. Future1Coin, will be a platform for Forex & Cryptocurrency Knowledge, Trading, ICO’s etc. It will also offer copy-trade service, ICOs ratings, host conferences, and provide escrow services to ensure post-ICO governance for appropriate use of funds. It will also be an ICO marketing platform, your ICO marketing team will get the facility of marketing the ICO from Future1Coin Dias. Novice investor or trader will benefit, by following or copying the best-in-industry trading strategies from professional traders. All this implies that from novice to experts you need not visit any other site, platform or expert. Future1Coin envisions itself to be a singular marketplace providing all tools and functionalities required to participate in the world of cryptocurrencies. Future1coin has engineered a new global platform that utilizes blockchain technology to: Enable Blockchain & Cryptocurrency Education Learn to trade in over 120 instruments ranging from forex, commodities, indices, equities and cryptocurrencies. Enable users to purchase ICO with a high token rating at discounted prices. Offer Rating services to various ICO & Community Voting Platform. Decentralized Affiliate Platform for ICO to raise funds easily and affiliates to directly communicate with ICO. Forecast Engine & CopyTrade Service. Crypto Exchange , Mining & ICO Launch Services, Smart Contract Development Services. Future1coin tokens will be issued during our Crowdsale. The trading markets of Cryptocurrencies never sleep, and the opportunities to be explored are huge. There are no limitations of any geography and the ecosystem is decentralized. There are platforms which are constantly showcasing the ratings on various ICOs and the availabilities of the respective tokens. But the basic challenge comes when a fresh cryptocurrency user wishes to enter this ecosystem. The entry barriers are knowledge of the system, technological know-how, non-availability of historic data of the trading and so on. Single point availability of knowledge, tools, access to a system which can facilitate in trading is lacking. One needs to check or explore various available options or exchanges to decide and chances are, by the time it is done, further changes happen. Future1Coin nullifies all these issues and offers a one-stop shop platform where cryptocurrency users receive complete dashboard of the exchanges, ICOs and other information which enables them to safely and efficiently conduct trading within the cryptocurrency space. We also provide advanced technical and analytical tools required by experienced traders to make better decisions. Web: https://www.future1exchange.com/index https://future1coin.com/wp-content/uploads/2018/05/Future1coin_Whitepaper.pdf
Apple Card Review: A (Mostly) Rewarding Way to Pay
I spent a few days hopping around New York City last week, trying to keep my wallet in my pocket. It wasn’t that I was on a tight budget. But I was testing the Apple Card, the new credit card from Apple, and according to its reward program, that’s the most lucrative way to shop. Introduced back in March, the Apple Card is now generally available to anyone with an Apple mobile device who wants to apply. If you use the Apple Card via the wireless, contactless Apple Pay system that is becoming increasingly popular with iPhone owners and businesses alike, you get a fairly generous return on every purchase of 2% cash back, no strings attached. That’s a bonus which lines up with the best credit cards around, from major issuers like JP Morgan Chase and Bank of America. So when I grabbed a cup of coffee and a cookie at a cute bakery on the Upper West Side, for example, paying with the Apple Card through my iPhone earned me an almost immediate refund of 11 cents on my $5.63 purchase. (The cookie was good, too.) Later, after traipsing around on a hot summer day, I picked up a $2.87 bottle of water at CVS, also using wireless Apple Pay. Along with the hydration, I scored 6 cents cash back. A big difference between this credit card and its competition is that unlike other rebate cards, the Apple Card’s cash reward appears almost immediately after the purchase is processed. To access these funds, you simply open the Wallet app on your iPhone, which is the home of Apple Card itself, showing your current balance, recent transactions, and other info updated in almost real time. The Wallet app also displays your “Daily Cash Balance.” These funds can be spent like a debit card on purchases using the digital Apple Pay Cash card, sent to a friend via Apple Pay, or even used to partially pay off the balance on your Apple Card. There’s another, better benefit to using the Apple Card: Paying for purchases from Apple using the digital credit card earns 3% cash back. For example, my family’s $5 per month _New York Times_cooking app subscription now brings back 15 cents each month. And the $120 a year I pay for a family iCloud storage plan earns $3.60 in rewards. And if I decide finally to upgrade my aging MacBook Pro with the rumored 16-inch model coming later this year (please revamp the keyboard, Apple!), the cash back perk will be even more substantial—$90 on a $3,000 purchase, for example. There’s no other way to get such high rebates on purchases directly from Apple (though some cards affiliated with retailers like Target and Amazon will give 5%, if you’re buying Apple hardware sold at those outlets).
Taking a swipe at other cards
When using the Apple Card at establishments that aren’t set up for app-enabled, contactless payments, things get markedly less magical. To start, you have to pull the (admittedly cool looking white, titanium) Apple Card out of your wallet—and that can be a drag. Then, the rebates drop to just 1%, lagging competing cards. A fair counterpoint, however, to the meager 1% cash back on physical card swipes is that Apple also forgoes fees that other cards charge. Apple Card has no annual, over-limit, late, or foreign exchange fees. And that’s great, because those can add up. For instance, imagine if I spent $1,000 over the course of a month on a competing card to get $20 cash back, instead of the $10 I’d get from swiping my Apple Card. Every other credit card I know of charges late fees—and one $35 late fee would quickly wipe out that $20 cash back reward, and then some. Foreign exchange fees can also add up quickly (though there are other credit cards, particularly those affiliated with airline rewards programs, that also forgo forex fees). Assessing whether the Apple Card makes financial sense for you, therefore, requires making assumptions about how much you spend with Apple (including all your iTunes purchases and subscriptions), how often you’re able to use mobile payments, and how often you typically trigger the fees that Apple doesn’t charge. For me, it certainly makes sense for all my Apple purchases and when I’m paying via mobile. But Apple also just added Uber as 3% rebate partner—a perk for its cardholders—and future partnerships like this could make the Apple Card more attractive at more businesses. Even when you’re not rebate hunting or avoiding fees, the Apple Card feels like a futuristic, if long overdue upgrade to spending on plastic in the 21st century. The application process, within the Wallet app on an iPhone or iPad, takes just a few minutes and, if you’re approved, the card is added as an option in Apple Pay immediately. The white, titanium physical card is optional, but came via FedEx within a few days after I requested one. Activating the card was as simple as holding it near my phone with the Wallet app open. Every transaction quickly appears listed in the Wallet app on my iPhone, with a categorization (like “transportation” or “food and drink”) along with the rate of cash back I received (3% for spending with Apple, 2% for mobile payments, and 1% for everything else). Tap on any transaction, and Apple shows on a map exactly where you made the purchase. For some stores, like that CVS where I got the water, there’s even a deeper link, with all kinds of info about the business, like the phone number, hours of operation, and customer reviews. Apps for my other credit and bank cards aren’t nearly so nimble. With a couple of teenagers out in the wild using our family credit card, it can be hard to identify who spent what where, with the typically meager information provided by the credit card company, so the geo-location info is fantastic. Of course, I can’t yet opt to switch the whole family to the Apple card—there’s no option yet to add additional cardholders to my account (a feature available with every other card I’m aware of). Another potential perk: Apple has committed to not share cardholders’ spending data with marketers, a promise partner Goldman Sachs has also agreed to. But there is a downside to that privacy policy. As a result of refusing to share data, information that goes into the Apple Card doesn’t come out. That means there’s no way to see it on the web or share it with other financial apps, like Mint or Personal Capital, that can help you budget and track spending across multiple bank and credit card accounts. There also doesn’t appear to be any way to generate an annual report, a helpful tool for tax preparation, though Apple could always add that feature later. Another thing that could be added to the Apple Card later is discoloration, apparently. A close reading of the card’s care instructions has prompted concern that its white, titanium material may lose its luster when housed in leather wallets, or after rubbing against other cards. But after my initial week of Apple Card use—mostly through the app, which provides the best incentives—I can report that my “plastic” remains pristine. With version 1.0 of the Apple Card, it’s a little hard to square the product with Apple CEO Tim Cook’s assertion of “the most significant change in the credit card experience in 50 years.” But for people who spend a lot with Apple, it’s a solid addition to your wallet—at least your mobile one.
Forex Trading: Merely A Gamble Or A Serious Business Venture
The generation of the 21st century is smart and makes the best of every opportunity. To make money there are also various opportunities and one of these opportunities is Forex trading. Forex trading is a topic of discussion amongst various business analysts around the globe, and many of them consider it to be a serious full-time profession. One of the most successful people in the Forex trade market is Hafizzat Rusli. Rusli started Forex trading when he was at the age of 17 and when he turned 19 he was also amongst the teenage millionaires and he did this through Forex trade itself. After reading this many of you must be curious by now to know more about Forex trading and how it can help you too to earn big. If you know very little about Forex trade but you think you have the nack to be a smart and successful Forex trader, then this post is for you. Go through it to know everything about the forex trade. Basics Of Forex Trading The process of forex trading is to buy a currency and sell it back in some time to make profits. There are always 2 currencies involved in the whole process. Suppose you bought the US Dollar (USD) against the Japanese Yen (JPY) and have predicted that the value of USD will increase in some time. If we look at it like this many of you will presume that it is more like a gamble, but the full-time forex traders apply their knowledge and experience before getting involved in a trade and thus end up making huge profits. If the prediction goes right you will sell back the USD (as the value has increased) and end up making profits and in case it is the opposite there will be a loss. If the trade is done with the right knowledge, the predictions are likely to go in your favor and thus it can be said that forex trading is a smart way of making money and thus it is also a full-time profession for many people. You can try forex trading as a full-time profession as this field has a lot of scope for growth. Currently, the currency exchange market is the biggest with a flow of $5 trillion daily. It is not just the individual forex traders that are involved in it, but even the financial institutions (almost each of them) have to participate in the foreign currency exchange. To gain success in this trading, you have to understand how does the rate of currencies fluctuate. To get a hang of that, keep reading this post. Factors Responsible For Currency Rate Fluctuation
A. Inflation Level In A Country
If a country has a stable economy which means the rate of inflation is low, its currency will have a high value. It will be wise investing against the currency of this country. Before investing in a particular currency you should gather information about the current economic stability of its country. You should also be aware of how it is likely to be short.
B. Interest Rates In A Country
The interest rates are often manipulated by the Central banks with a target of getting more foreign investors to their country. If a country has a high rate of interest there will likely be more investors willing to invest and thus it will also lead to the higher exchange rate of the currency. As a forex trader, investing in such currency will be profitable.
C. Political Stability Of A Country
Just like the rates of interests in a country attract foreign investors, the country's political stability is also responsible for the same. Better is the political stability, greater will be the demand for the currency. Investing in the currency of this country will be more suitable for forex traders. Apart from these factors, there are so many more factors that a successful forex trader should know. To get into the next level league of forex trading, you can even opt for a good forex trading course online. Hafizzat Rusli who is one of the champion forex traders is there to help you. He is sharing his secrets of forex trading and his purpose to do so is to let even other people earn huge profits. Click here to know more about the different course Hafizzat Rusli is offering and open your horizons towards forex trading.
SPARROW - The Leading decisions mercantilism Platform
The greatest revolution that the world has experienced so far is the innovation of blockchain technology and cryptocurrency. The blockchain improve the system security, transparency and also has a feature that can decentralized a system. In the other way, the cryptocurrency is a digital currency that has changed the way we handle money and likewise the way will do business. The invention has open more opportunities in business and its impact has been felt in almost every sectors around the world. Majority of the world investors are shifting their attention to the crypto space because the space has been described as the new gold of the 21st century. Trading of cryptocurrency is not an easy thing, many were still finding it difficult to understand. So it is advisable to make use of exchange that have adequate trading tools that will safeguard and gives direction of how and when to trade in order for investors not to loose their investment. Let me introduce us to an exchange that possesses all the trading features and offer adequate security to the users fund; they are called Sparrow. INTRODUCING SPARROW Sparrow is a decision mercantilism platform. What do I mean by a decision mercantilism? It is an agreement that empowers an industrialist to look for or sell a basic instrument kind of a security, or a file at an arranged an incentive over an exact measure of time. So Sparrow is a decision mercantilism platform that is made with the intend to make every minute of every day, secure and dependable spot for dealers to deal with their risk besides as offer simple trading tools and secure motor for clients' particular wants. Sparrow will serve their clients with basic and safe tools all together that these members will construct utilization of their devices simply like the experts do. Sparrow is the main decisions mercantilism stage, giving the best gratitude to the executives risk and genuine your computerized resources https://sparrowexchange.com/. Sparrow is working on how to use smart contracts to change and engage foundations and individuals to exchange decisions that territory unit settled. Sparrow is one of the biggest projects we have now on the crypto space; they have thrown Strategic Partnerships with noted associations like, Signum Capital, Du Capital LuneX Ventures, Arrington XRP Capital, Hyperchain Capital, Digital Currency Holdings, The Yozma group, QCP Capital, 256 Ventures, day of recognition Capital, and Kyber Network. This alone should tell you this project is the type no one should miss. In Sparrow platform, looking for and corporate greed decisions is done on the optionsmarket, that exchanges contracts bolstered protections. The decisions mercantilism is one among the principal normal types of mercantilism accessible market or forex showcase. With decision mercantilism, merchants will the executives and oversee dangers appropriate and no one will lose capital. Sparrow decisions is to give you the office to shield your digital assets through the TradePROTECT item or get Instant Premium on your advanced resources through the usage of the TradeBOOST item. Sparrow decisions region unit clear, adjustable, and simple item that intend to bring risk the board abuse decisions to a more extensive crowd. So in Sparrow, get a decision is tradePROTECT ANd sell a decision is tradeBOOST. The TradePROTECT is an alternative and ideal instrument that protect advanced resources against unfriendly economic situations. The TradePROTECT is the thing that we tend to choose looking for an "out-the-cash, European, lined alternative". The client pays a non-refundable Instant Premium to get the best possible to exchange a particular advanced quality at the highest point of a fixed sum for a fixed strike esteem. TradeBOOST is the ideal instrument to real advanced resources once the market is calm or on the off chance that you have a more extended term perused with short-run costs to meet. TradeBOOST is the thing that we tend to choose corporate greed an "out-the-cash, European, lined alternative". this recommends the merchant gathers a non-refundable Instant Premium equally for corporate greed the best possible to exchange a particular advanced quality at the highest point of a fixed sum for a fixed strike esteem. ConvertNOW Facility is another component of Sparrow, it's work is known as SWAP, and what it does is to propose you to change back the bolstered monetary forms at Sparrow directly at this value. Sparrow's ConvertNOW Facility happens continuously and is absolutely free https://sparrowexchange.com/ KEY FEATURES OF SPARROW Sparrow is a Straightforward Platform Sparrow decisions region unit lined and furthermore the least demanding approach to oversee risk and lift your profits Sparrow is Adaptable Full-highlighted, adjustable and exceptionally fluid decisions mercantilism stage supporting the needs of each retail and institutional dealer Sparrow is Dependable Sparrow decisions zone unit chose Ethereum great contracts on the NIDUS Chain, sanctionative clear settlement of advanced resources Sparrow is Secure Industry-driving security and consistence. Your benefits region unit verified to the best security gauges that region unit severally evaluated. WHY MUST WE ALL EMBRACE SPARROW PLATFORM? In Sparrow Exchange, clients can just administration risk and lift their profits. In Sparrow exchange platform, with just numerous simple snaps, everyone can buy or create associate in nursing decision. People can have awesome client aptitude with rearranged tools and an assessment motor driven by AI to supply them with the best worth at whatever point. Sparrow Exchange will draw in a spread scope of clients, each retail and institutional dealetrader. Sparrow is that the underlying decision corporate greed stage inside the digital money. it'll be a phenomenal favorable position whenever sorted out dealers enter this market. SPARROW TOKEN ECONOMY The Sparrow platform has two native token namely 'SP dollar' and 'SPO token' Sparrow dollar (SP) is the token that makes it basic for dealers to get a handle on the value of any Sparrow decision and to check contracts. SP will exclusively be utilized on Sparrow and can not be moved or utilized outside Sparrow; while Sparrow token (SPO) is that the token ERC-20 running on the Ethereum stage. SPO will be expected to pay gathering activity expenses, withdrawal charges and stage posting expenses. The SPO could be utilized as a transaction rebate with different benefits. IN CONCLUSION, Sparrow is the platform that can secure and control trading risks for cryptocurrency enthusiastic; Sparrow could be an appallingly encouraging task giving clients a simple and secure corporate greed stage. The users of Sparrow exchange platform will have a great opportunity to trade without fear because the platform is incorporated with tools that will make the users minimize and control risks. For more Information about Sparrow, please visit any of the links below: Official website: https://sparrowexchange.com Bitcointalk ANN: https://bitcointalk.org/index.php?topic=5146551.0 Official Twitter: https://twitter.com/SparrowExchange Official Medium: https://medium.com/sparrowexchange Telegram: https://t.me/SparrowExchange Facebook: https://www.facebook.com/SparrowExchange/ Reddit: https://www.reddit.com/SparrowExchange/
220 points: lorcanmartinvilla86's comment in Neymar earned £200,000 to say sorry for behaviour at the World Cup – and he didn’t even write the apology
206 points: gullymangulliver's comment in England fans celebrating in the street after the Tunisia game
200 points: transformdbz's comment in Germany goalless against South Korea, eliminated in group stages for the first time in history
184 points: Salvad00r's comment in England try to score while Croatia were celebrating
155 points: Jesus_will_return's comment in Denmark against Iran. Iranian player heard a whistle from the public, he thought that it was the end end of the fist half, and caught the ball with his hands, conceding a penalty. Denmark coach ordered his player to miss the penalty. True football.
146 points: LittlePanda82's comment in Commentator: “Sokratis Papastathopoulos passes to Konstantinos Mavropanos. He looks for Stephan Lichtsteiner... He’s found Henrikh Mkhitaryan making a run. He passes to Pierre-Emerick Aubameyang... And that's fulltime.”
https://preview.redd.it/w4ajxmo155d11.jpg?width=800&format=pjpg&auto=webp&s=720f1a620c7f7919f5f8c93eca783e6a5186a044 4 min read - Philosophy & Introduction — Inziderx HI, in my previous article, I explained the “Reasons, Concepts and Vision” of InziderX Exchange. In this article, I want to dive into the white paper and explain the philosophical reasons that surround the birth of the idea. This world, our reality, the human experience we live in, has always been tied to a historical epoch, where some characteristics weigh more than others. The 21st century battle of what remains of capitalism and communism, after two world wars. And now we are confronted with what previously would be perceived as an Orwellian reality by the people who lived in the 1950s. It is the game of Hegel: thesis / anti — thesis / synthesis. The human condition has involved since, but it seems that we always want more of life, a better condition for all. The blockchain is a tool, which has no opinion on these considerations by simply avoiding the subject, jumping over it; acting as if these realities were those of yesterday. In fact, it may be the opposite, the blockchain takes the best in each of these concepts: capitalism — the incentive, the community — compassion, and makes its own synthesis! By passing what may have been intend for it. Satoshi Nakamoto is still anonymous, the BTC the new world currency, part of that might seem fony. There is obviously more under the subject. An watchful eye can see Kings and Queens moving on the board. From the InziderX white paper: “ Abstract Satoshi Nakamoto; the name itself looks like a pseudonym. As long as his identity is unknown, it will be impossible to know what his true intentions were when he made the Bitcoin code available to the public in 2009 — based on two technologies already in existence at the time: hascash and PGP but with the addition of an ingenious solution to the problem of double spending. The message included in the genesis block could be a clue: “The Times 3 January 2009 Chancellor on the second bailout point for banks”. Has he achieved his goal? Introduction The empire is on fire, the new game in town is the “digital assets”. After the announcement of the future XBT, it was official. Despite the blame on this new intangible asset, the biggest players in the “old” market are silently positioning themselves on the new one. On February 26, 2018, Bloomberg published an article claiming that Circle Financial Ltd, funded by the world’s largest investment bank, Goldman Sach, purchased the Poloniex stock exchange for $ 400 million. The bank JPMorgan, whose famous director Jamie Dimon has repeatedly discredited those who invest in Bitcoin and called this technology a fraud, recently invented its own system of decentralized transactions named Quorum — a modified copy of the Ethereum code. Blythe Master, a global investment personality, became CEO of Digital Asset Holding LLC in 2015, a financial technology company opened in 2014 to develop blockchain technologies for the entire investment industry, financial services such as: as market infrastructure providers. and the banks. Ripple and his wealthy director, already present themselves as Bitcoin for banks. For a watchful eye, the examples are not lacking and all he needs is to read between the lines to know what will follow. After the collapse of the 2008 real estate market and the rescue of banks by the FED, the Dow Jones index has been inflated by more than 300% from its low of 6626 in 2008 to 26 667 in 2018. The Heng Seng of 200% from 10,600 to 33,642, the DAX 125% from 3458 to 7781 and Nekkei 245% from 6988 to 24171. These parabolic increases were financed by public funds but especially by the dilution of the value of world currencies, called quantitative easing. The dollar USD, like the Denarius at the time of the Romans, dies while being diluting. In fact, all world currencies have only 5% of their purchasing power of 100 years ago, if not less. But when the price of foreign exchange does not drop dramatically because all countries are playing the same game, it is difficult to track its true purchasing power. The currency war is very real and the side effects are disastrous. In India, the government only informed its population four hours in advance of the elimination of 500 and 1000 rupees, which represents 80% of its emission. Leaving its population, 95% of whom use paper money, in a dead end. After inflating and diluting what might be, the money invested in the currency market and the stock market funds are looking for a new playing field; the old earth is burned, empty. Indeed, the correction of 70% of the BTC price in January 2018 is an excellent level of long-term purchase and there is more reason to wait for a better moment to transfer the value. Was it planned? At the beginning of 2017, the capitalization of digital assets was approximately 27 billion US dollars and 180 billion US dollars mid-year. In 2018, it is now about 800 billion US dollars and more than 325,000 transactions are processed in a day on the Bitcoin blockchain. The daily volume on the New York Stock Exchange is about 75 million dollars in transactions, Forex exchange market volume is about 4.5 billion US dollars. If we consider that part of the volume of traditional markets will be gradually transferred to this new market, its development is just beginning. “ In the next article, I’ll cover in more detail the exchange features — we had enough philosophy for now! InziderX CEO https://medium.com/inziderx-exchange/philosophy-introduction-inziderx-8495f3a30b39 #InziderX #Exchange #ico https://inziderx.io
NEBULA EXCHANGE; THE BEST PROSPECTIVE CRYPTO EXCHANGE
Greetings ladies and gentlemen, are you into crypto currency trading?, do you experience delay in transaction during trading? do encounter excessive trading fee? have you lost your fund to an Exchange? I pressume you might have experienced such challenges in your previous days of trading on exchange, I bring good news to you because with the Nebula Exchange all this listed problems have been solved, kindly take time to read through my review, also visit the Nebula White and Website for more information. INTRODUCTION There is no gainsaying that the invention of Blockchain technology has sprout the interest of many people in crypto currency, this has created the need for more user friendly crypto exchanges where investors can trade their coin/token seamlessly. Crypto currencies exchange is the widest platform to buy and sell coins and although exchanges constantly evolve and improve, there are challenges and problems that must be critically looked into. It is against this backdrop I deem it fit to review Nebula Crypto Exchange project. Nebula exchange is a centralized exchange platform that deals on cryptocurrency exchange and tends to blend the crypto trading platform with updated news, technical analyses from various experts and review from users for a refined trading experience. We believe that users that are just coming into the trade need information beyond the price and volume of cryptocurrencies and we are set to provide them with all the necessary information required to make concrete decisions on investment on cryptocurrencies and appreciate the trade while making huge profits on their investments. PROBLEMS OF TRADITIONAL CRYPTO EXCHANGES Lack of liquidity is pushing volatility been the biggest problems facing cryptocurrency exchanges is an endemic lack of liquidity. The lack of liquidity, in turn, makes it hard for traders and investors to exit the market at profitable prices. When trading cryptocurrency, traders often have to up their sale and wait for the order to be filled. However, the fact that many exchanges don’t have a reserve pool means that traders must wait until there’s a willing buyer on the network before their order is filled. Hence, many traders often find themselves trapped in the market beyond the timing of their exit signal. Transaction Delays Another common complaint of cryptocurrency trading is the delays in almost every transaction. Most platforms are slow to use, all the way from registering an account to making a sale. Most trades need to be mined for a trade to go through, which raises costs for people even higher, on top of the commissions the platforms make to stay in business. As more individuals join the blockchain, it gets slower, and exchanges are regularly stuck in the line sitting tight for endorsement. This at that point means speculators and makes the entire procedure troublesome and unrewarding for each dealer. Exchange delays are only a portion of the various issues that Price Manipulation Another name for price control is purchase dividers and offer dividers, which are begun by a gathering of people in the crypto showcase, alluded to as whales. In crypto exchanging, price control is the main source of the unpredictability of crypto markets. New financial specialists dependably appear to be on the wrong end of this movement. Numerous unpracticed individuals won't have the capacity to peruse the indications of the purchase divider, and rather, consider it to be a positive cost. Driven by obliviousness and defective rationale, numerous will imagine that the cost will expand, so they race to purchase. Lamentably, this inevitably prompts more weight on little time financial specialists, who think that its difficult to enter the market at a particular value run. While the whales, or huge speculators, can do the control of the market without spending excessively cash. At the point when the price moves in a whale's support, the whale would then be able to move their position and move the value run once more. Forex And Binary Another issue with digital currency exchanging is the issue of Forex and Binary choices. At the present minute, numerous Forex organizations like EToro and FXPro have recorded crypto exchanging as a possibility for their stages. These crypto postings regularly accompany a get rich speedy mindset that draws a great many unpracticed financial specialists, who at that point wind up losing the majority of their cash inside minutes. Sadly, most forex merchants neglect to comprehend that forex financiers don't take into account the open market. Rather, they go after the benefits of clueless speculators, who utilize them as counterparty. While a few merchants trust that administrations manage the Forex advertise, regularly they overlook that the controller basically tosses in a disclaimer, which adds up to simply only a couple of expressions of caution. Fake News Fake news is an extreme issue for cryptographic forms of money, as these stories can be grabbed by editors in online networking channels and dispersed to a colossal gathering of people. Regularly, these stories are not reality checked and may even contain purposeful mistakes to influence the general's sentiment about a specific kind of coin. NEBULA SOLUTION The team behind Nebula project have taken time to research the problem facing th current Crypto Exchanges, they came up with some amazing features that will transform the 21st Century trading experience. – Demo. The group gives a remarkable exhibit venture in which we can watch outlines from TradingView and significantly more. – Fiat Trading. The engineers of Nebula guarantee to make conditions for exchanging the monetary forms (specifically, EUR and USD). For this situation, the store alternatives will be very sheltered, and the method of KYC is disentangled. – Purse. The Nebula Exchange venture offers a wallet with the capacity to make a few marks. The wallet will incorporate every one of the highlights that are normal for this innovation. – Numismatics. The last rundown of monetary standards the Nebula task will coordinate with isn't yet known. Be that as it may, there is as of now data that numerous trades will be accessible inside the trade, which are seldom accessible on different trades. This, obviously, describes the undertaking from the best side. Ostensible parameters. Every dealer can participate in voting and give and assess a specific task. On the affirmations of the delegates of the undertaking it will be like the assessment devices from Amazon. Thus, a wide range of con artists, ventures without content, will have a powerless rating, which will encourage tenderfoots and even proficient merchants on the planet to make certain decisions about either venture. – Mobile applications. As of now this year the Nebula group will dispatch versatile applications (for Android and iOS gadgets). Clients will have the capacity to completely exchange on the trade even while sitting in transport! – Security. The most imperative segment of the Nebula stage is an abnormal state of security. The framework will utilize complex scrambled chilly stockpiling, clients will be dependably shielded from robberies and robbery. PROJECT ROADMAP The project will follow a timeline, it is the desire of the team that all aspect of the roadmap is actualize at the state time frame. PHASE ONE: Q4 2017 -project launch. PHASE TWO: Q1 2018 -web and mobile platform completion. -new website. -private beta. PHASE THREE: Q2 2018 -web and mobile platfrom launch. -pairings with ETH, USDT and EURT. -ICO. PHASE FOUR: Q3 2018. -listing of NESC tokens. -pairings with BTC. -expansion to non-ERC20 currencies. -listing of security tokens. PHASE FIVE: Q4 2018 -mobile app launch on android. -pairings with KRW, JPY. TEAM INFORMATION This document contains a lot of information about the brightest representatives of the project team, but neither here nor in the web page there is no link to the profile on the social network. The founder of the project, Vincent Jacques, a successful investor and entrepreneur. He was a strategic Advisor at BCG for 2 years. As a student, he developed a virtual trading platform. TOKEN AND ICO INFORMATION The token sale is ongoing with percentage bonus for early purchase, fund generated during the crowdsale will be used for development of the platform for smooth runnings. Find the details of the ICO below; Token Name: Nebula Token Ticker: NESC Token Price: USD 0.40 Private Pre-Sale Soft Cap: USD 500,000 Public Sale Hard Cap: USD 20,000,000 Upper Cap on Total Tokens generated: 100,000,000 CONCLUSION The Nebula Exchange will transform the traditional way crypto Exchange operates, although there may be other similar project that tries to look into crypto exchange but Nebula seems to be the best with it Competent Team be rest assured that Nebula will surely be the Best CRYPTO Exchange. Kindly visit the links below for more information ICO Page: https://nebula.exchange/ico Author: Amusty12
post with charts http://hurstcycles.com/bitcoin-again/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+HurstCycles+%28Hurst+Cycles%29#sthash.an2xXf3s.dpbs Bitcoin again … This entry was posted in Analysis Forex Analysis on January 19, 2018 by David Hickson. In my previous post I wrote about Bitcoin, and presented an argument for the fact that Hurst cycles are active in the price fluctuations of this new currency. I concluded that post by stating that I believed a peak of 42-month magnitude was due to occur soon. I published the post on 16 December 2017, and on 17 December – the very next day (Bitcoin trades on a Saturday and Sunday) the coin reached a high price of $19,870 and promptly turned downwards. Just over a month later the coin dropped below $10,000, having lost nearly 50% of its value. When I wrote the post in December, I was inspired to do so by the constant media coverage of Bitcoin – to the extent that pretty much the first thing anybody asked on hearing that I had an interest in financial markets was “What do you think of Bitcoin?” I am a dyed in the wool contrarian, and my first reaction when an investment instrument is making headlines, and everybody is wanting to “get on board for the ride”, is to expect a peak to form and the price to fall. The Hurst cycles analysis indicated that indeed a peak was due, supporting the contrarian view. As an aside here: I was asked in December to provide advice to someone who was very keen to buy Bitcoin. I realized the extent of the bullish fever when my advice not to buy because I believed the value was about to fall was greeted with disappointment, and a response of “Are you sure? Isn’t it possible that you got it wrong?” Bitcoin was clearly inspiring some of the feverish “madness” that inspired bubbles such as the Tulip craze in the 1600’s. A month later I find myself inspired again to write a post about Bitcoin … again because of the media coverage and hype around this investment. However now media coverage is mostly on the other side, as demonstrated by this headline: Not so bullish ... There are many people crying “I told you so” because of the dramatic drop in value of Bitcoin, and claiming that Bitcoin’s future as a currency is over. However I am not one of them… As a contrarian, when the media starts ringing the death bells, I take an interest again. And of course my interest leads me to turn to the cycles to ask what is happening. Is Bitcoin going to turn into a 21st-century example of the Tulip craze? I cannot provide a definitive answer to that question, however I believe we are at a critical juncture. If Bitcoin is able to settle into the natural rhythm of a currency, and start exhibiting clean “normal” Hurst cycles, then I believe the answer to that question is no, and Bitcoin will earn itself a place as a regular (if particularly volatile) currency. If Bitcoin fails to settle into a regular Hurst cycles pattern, then indeed we might look back on it as an example of how the madness of crowds continues into the 21st century. I am inclined to give Bitcoin the benefit of the doubt, because it has recently been exhibiting good clean cycle structure as shown in this chart below. As discussed in my previous post, I believe that it is exhibiting the characteristics of an instrument that has synchronized peaks, which makes the peaks much more easy to identify than the troughs. In the chart below note how the circles and whiskers to the right hand side of the chart (in the area of the future, where there is no price data), are much clearer at the top of the chart (where the peaks are projected), then they are at the foot of the chart (where the troughs are projected). A peak has formed Nevertheless there is a discernible rhythm in the troughs, even if the variation in wavelength is a bit wider than it is for the peaks. The reason why I say that Bitcoin is now at a critical juncture, is that we are expecting a 20-week trough to form. If a good clear trough does form at this point then we would expect the value of the coin to bounce up from that 20-week low, and its response to the Hurst cycle influence would encourage me to believe that Bitcoin is finding its feet as a new currency, moved by the same cycles that move all other currencies. (As a matter of interest the question marks at the foot of the chart beneath Wednesday’s trading bar indicate that it is possible that 20 week trough formed on Wednesday). Another very encouraging feature of the recent price action is that it has fulfilled a perfect “zigzag” move for the 20-week cycle from the peak on 17th December to the potential trough on Wednesday 17 January. This chart shows how Sentient Trader’s zigzag feature plots that zigzag downward move, and because of the perfection of that move, is already assuming that the move is complete and that the next move to expect is an upwards bounce out of the 20 week cycle trough. 20-week zig-zag Optimists amongst you will notice that the projection for the 20-week zigzag move up takes us off the chart to new high prices. I should caution you to take that projection with a pinch of salt, because it is based on recent moves out of the 20-week cycle trough, which have of course all been extraordinarily bullish. The zigzag tool considers each cycle in isolation, and does not consider the effect of that large and ominous peak in the middle of December. If that is indeed a peak of the 42-month cycle, then the bounce out of the 20-week cycle at this stage will not be nearly as impressive. To temper our enthusiasm for this bounce it is worth pointing out that this bounce is going to provide the correction for the 40-week cycle zigzag downwards from the peak in December to a trough expected in late March or early April, as shown in this chart: 40-week zig-zag The dashed line there shows the downward movement of the 40 week cycle, and the dotted upwards pointing line is the bounce that the 20 week cycle trough should give us on the way down to the 40 week cycle low. Considering the combination of all these different cycles is what makes understanding a Hurst cycles analysis such a fascinating and complex process. Another tool which gives us a way of visualizing the implications of an analysis is the Composite Model Line, a relatively new feature in Sentient Trader which simply takes the cycle information derived from the analysis on the chart and “puts it back together” if you like, thereby composing a purely cyclic price action, in other words a hypothetical price action created by the combination of the cycles that have been identified in the market. This line is then projected forwards, on the basis that the cycles will keep beating with the same wavelength and amplitude (in fact the line assumes that the wavelength and amplitude of each cycle will return to average values if they are currently extended). This line should not be used as an absolute forecasting tool because we know that cycles are dynamic, and are constantly varying in their wavelength and amplitude, but it is nevertheless a useful tool to give us an idea of what to expect on the basis of the analysis on the chart. Here is the Composite Model Line for this analysis: Composite Model Line You can see that the CML is indicating that the market is expected to turn up now, as it forms the 20-week cycle trough. It is expected to move up into early February where an 80-day cycle peak is expected to form. It will then move down again, into the middle of February before turning back up again to form the 20-week cycle peak expected sometime in April. What has happened to that move down that we saw in the zigzag for the 40 week cycle? This is where the CML is so useful. The fact that we can hardly see any evidence of price coming down into that 40-week cycle trough indicates that the combination of the many cycles that influence the price action is likely to reduce the impact of that 40-week cycle move downwards. In simple terms we could explain this as the bullish impetus of the move up into the 20-week cycle peak cancelling out the bearish impetus of the move down into the 40-week cycle trough. But looking ahead a few months and debating which cycle will prove more dominant at that point is an uncertain business at best. The important point that I wish to make here is that a 20-week cycle trough is expected to form. If the value of Bitcoin increases at this point and shows that it is responding to that 20-week cycle, then our confidence in the fact that Bitcoin is settling into the natural rhythm of the cycles will increase. What happens after that remains shrouded in some uncertainty, but as time passes and our confidence in the cycles moving Bitcoin either increases or decreases, we will be in a better position to resolve that uncertainty. About David Hickson I have been trading for over 20 years, but only had any success after discovering Hurst's cyclic principles. Unable to find any software to speed up the analysis process I created Sentient Trader software, which now pretty much does all the analysis for me. I am a film maker and a TV director, but nowadays I mostly provide consultation services to professional traders and fund managers, helping them to integrate Hurst analysis into their trading. I'm South African and live with my family in Italy.
Banks are conservative and on the surface, they are portraying they hate cryptocurrency! Just look at the famous comment by Jamie Dimon who first says that he is going to fire any employee who buys Bitcoin but suddenly has an attack of conscience and now "regrets calling Bitcoin a Fraud". Of course, the firm he helms, JP Morgan Chase, was caught with its pants down buying Bitcoin as Mr. Dimon sent it plunging from US$5000 to US$3,000!! Brilliant move. So it should come as no surprise if we find mainstream banks clandestinely supporting Bitcoin or Cryptocurrencies. But what I do find surprising is that there is one initiative support by our Maybank, the Malaysian Banking Giant! Now that is super cool, but what really makes it surprising is this initiative is for the UNBANKED, the segment of the population (the bottom 40% or B40 as our Government refers to them perhaps) that does not have a bank account or is simply not profitable as customers And the initiative is with Sentinel Chain which now aims to unlock the value of the "hidden assets" which most farmers have, which is LIVESTOCK. Have you ever been to a kampung in the heartland? These are good working folks but they often lack the capital to expand their business. Now, if we could collateralise their assets (here it's livestock, or to put it in Crypto terms the Tokenisation of Livestock) then it would provide them with sufficient capital for expansion or for times when money is needed (imagine that it's the start of the school year but the livestock they have is still not in a position to be "monetised" - borrowing against your assets. This will ultimately bring various financial services to the unbanked such as banking, credit facilities, insurance and even crowdfunding. In short, it uses the spirit of Blockchain to attack a niche area in Agriculture (livestock) and attempts to liberate the farmers from the yolk of Poverty. And considering that the rural folks form the backbone of the voter base of Malaysia (do you that FELDA alone can sway 50 Parliament seats?) this could be a strategic project in collaboration with the Government of ASEAN countries which have a high percentage agrarian base. And bringing these facilities together with ASEAN giant Maybank is a stroke of genius IMHO. Hello, CIMB, are you around to hear this? Among the Services that Sentinel Chain will provide are listed below, which now looks like a menu from a financial services Supermart. Have you ever heard of crowdfunding services offered by a Bank? Well, this seems to all fine and dandy and brings us to a farmer utopia world but how are we to identify the livestock (which have legs and wings by the way) which belong to a particular farmer? It uses an innovative Identification tag for Livestock. In short, the core components are of this entire ecosystem which also features a Private Blockchain are: Livestock RFID Tag - a tamper proof RFID tag attached to the livestock which provides immutability of ownership (asset tracking). Geolocation and timestamp information is affixed. Cross Pay Mobile App (A mobile walled based on Android-Good move, since I doubt farmers have Apple iPhones!!) - A cryptocurrency token called SENC which is also attached to an LCT (Local Cross Pay Token) denominated in the users local native currency (there will be an LCT Ringgit for Malaysia, Baht for Thailand and Pesos for the Philippines are some examples). This avoids the issue of Forex conversion rates and makes usage and business transactions seamless across borders. Cross pay will operate across many countries. B2B Marketplace - This puts all the components together as a Private blockchain so users can access financial services from providers all over ASEAN. There will be multiple Cross Pay blockchain in different countries Ok, so now I understand. Could Maybank be secretly backing up all these ICOs and emerge as the Blockchain champion of ASEAN in the future? Leaving rivals such as CIMB in the dust as it moves aggressively into an untapped market? This is such a great ICO opportunity that I am surprised that the ruling coalition (Barisan Nasional) has figured out an idea like this. Releasing the rural folks and bringing them financial facilities of the 21st Century through Blockchain. This is definitely an investable project in my opinion as it will break existing glass walls to the problems of the unbanked in many ASEAN countries. So there, now even farmers can go to the MOON with Sentinel Chain!! NOW EVEN "DEAD CAPITAL" CAN BE FUNGIBLE ASSETS. This is a classic example that blockchain is capable of addressing real-world issues and I would certainly love to see more projects similar to Sentinel Chain in the near future. Meanwhile, you can Google them up for more information. They have an active Telegram community: t.me/sentinelchain and you can find further details on their announcement channel: t.me/sentinel_ANN
VERIZON OVERPAYS NFL RIGHTS? In an unprecedented deal with the NFL, Verizon (VZ) has sealed an agreement to live-stream all in-market and national games on Yahoo Sports and AOL. It will pay $2.25B for the five-year period. Verizon has also awarded Ericsson a contract to provide networking equipment for its commercial 5G launch. Is the deal too much for one of the most valued franchise of the World? DISNEY - THE ONLY SUITOR Comcast has abandoned its bid for most of the assets of 21st Century Fox, leaving Walt Disney (DIS) as the only suitor in pursuit of the over $40 billion deal. "When a set of assets like Fox's becomes available, it's our responsibility to evaluate if there is a strategic fit," Comcast declared, but said it "never got the level of engagement needed to make a definitive offer." But at least the gossip pushed its share price higher. FOMC BREAKFAST The FOMC has gathered yesterday for its last policy meeting of 2017, which expectedly could result in interest rates getting pumped up by a quarter (.25%) on Wednesday. The real question is for the markets, what the FED says and does with regard to tax legislation. While many expect the central bank to retain its rate hike for this year, also have to see its forecast for next year, when another trio is on the horizon. Based on the improving economy and ongoing tax cuts, it could even become a quartett. #DAILY PICK Lufthansa (CHXEUR:LHAD) taking advantage of bankrupt Air Berlin and opens long distance routes next year. Should sit in it for a while. Ubisoft. (CHXEUR:UBIP) delaying it new games releases, focusing on longer term profit margin. Smart move! The key is the long term. Lockheed Martin (NYSE:LMT) anti-ship missile test are positive, the merchandise is ready for sale. Money is flowing in. Intel (NASDAQ:INTC) is getting discounted, as chipmakers struggle again. Looking for the dip to get in. Celgene (NASDAQ:CELG) is setting up to fill a huge gap, evenso biotech is not the most popular sector these days. FX WORLD This is going to be a very important day for the forex market, the FED’s announcement is coming. The last FOMC meeting of the year didn’t move the market. As we see, you should wait and see where your pair will be taken, and follow the trend. The EURUSD moved around, showing volatility, but even Draghi’s speech couldn’t move the pair significantly. It stuck between 1.18 and 1.17. There is not much to do till the FED’s announcement, but then you must follow the trend it will break out to. The GBPUSD formed a shooting star, trying to break above 1.3333 with no success. It looks like the pair could drop down to 1.32, or even to 1.31. On the top side, 1.35 is the target. The USDJPY moved sideways on Tuesday, doing almost nothing. If it pulls back, 112 is the floor where it should find buyers, otherwise we are heading to 114.5. In that case, it is a buy and hold trade. Wait and see FED’s attitude and trade accordingly. Check our blog for more information:https://www.gtc.news/single-post/DTH347EN
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